Effective Date: 02/20/2026
Company Name: LegacyNowLLC
Principal Place of Business: Florida, United States
Website: legacynowllc.com
Email: [email protected]
Phone: 321-900-2299

Acceptance of Terms

By accessing this website, submitting your information, or communicating with LegacyNowLLC ("Company," "we," "our," or "us"), you agree to these Terms of Service.

If you do not agree, please do not use this website.

Nature of Services

LegacyNowLLC is an independent life insurance agency offering:

Final Expense Insurance

Mortgage Protection Insurance

Term Life Insurance (where applicable)

We are contracted with multiple third-party insurance carriers. We do not underwrite, issue, or guarantee insurance policies.

All underwriting decisions, approvals, policy issuance, and claims determinations are made solely by the insurance carrier.

No Guarantee of Coverage

Submitting your information does NOT:

Guarantee approval

Guarantee pricing

Bind coverage

Create a policy

Coverage is only effective after:

Application submission

Carrier approval

Payment of premium

Policy issuance

Communications & Consent (TCPA / A2P Compliance)

By providing your phone number and submitting a form, you expressly consent to receive:

Calls

Text messages (SMS/MMS)

Emails

These communications may be sent using automated technology, including auto dialers and prerecorded messages where permitted by law.

Message frequency varies and may include up to 1–6 messages per week depending on your interaction.

Message and data rates may apply.

Consent is not required as a condition of purchase.

You may opt out at any time by:

Replying STOP to any text message

Contacting us at [email protected]

For assistance, reply HELP or contact us directly.

SMS Program Disclosure

By opting into SMS communications from LegacyNowLLC, you agree to receive recurring messages related to:

Insurance quotes

Policy information

Follow-ups and reminders

Message frequency varies and may include up to 1–6 messages per week depending on your interaction.

Message and data rates may apply.

You can cancel the SMS service at any time by replying STOP. After you send STOP, you will receive a confirmation message and will no longer receive SMS messages from us.

If you need assistance, reply HELP or contact us at [email protected] or 321-900-2299.

Wireless carriers are not liable for delayed or undelivered messages.

Client Responsibility

You agree that all information provided is truthful, accurate, and complete.

Failure to provide accurate information may result in:

Policy cancellation

Claim denial

Policy rescission

You must be at least 18 years of age.

No Government Affiliation

LegacyNowLLC is a private company and is not affiliated with:

Any federal or state government agency

Medicare

Social Security

FHA, HUD, or VA

Limitation of Liability

LegacyNowLLC is not responsible for:

Coverage denials

Carrier underwriting decisions

Claims outcomes

Carrier delays or insolvency

Our role is limited to facilitating insurance applications.

Multi-State Compliance

LegacyNowLLC operates nationwide where properly licensed.

Products and availability vary by state

Agents are licensed only in states where they conduct business

Licensing information is available upon request

Electronic Communications

By using our services, you consent to receive electronic communications, including policy documents and disclosures.

You may request paper copies where applicable.

Intellectual Property

All website content, including text, branding, and graphics, is the property of LegacyNowLLC and may not be copied or distributed without permission.

Modifications

We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of any changes.

Contact Information

LegacyNowLLC
Florida, United States
Phone: 321-900-2299
Email: [email protected]