# PRIVACY POLICY
Effective Date: [2/20/2026]
Company Name: LegacyNowLLC
Principal Place of Business: Florida, United States
Website: Legacynowllc.com
Contact Email: [email protected]
Phone: 3219002299
#Introduction
LegacyNowLLC Company, is an independent life insurance agency offering Final Expense and Mortgage Protection insurance products nationwide.
We are committed to protecting your privacy and handling your information responsibly in compliance with applicable federal and state laws.
By using our website, submitting your information, or communicating with us, you agree to this Privacy Policy.
2. Information We Collect
We may collect the following categories of information:
# A. Personal Information
* Full name
* Phone number
* Email address
* Mailing address
* Date of birth
* Gender
* Health-related information
* Beneficiary information
* Payment information (when required for policy issuance)
B. Lead Information from Third Parties
We may receive consumer information from licensed marketing partners and lead vendors, including internet lead providers.
This may include individuals who previously consented to be contacted regarding insurance products.
C. Technical Data
* IP address
* Browser type
* Device type
* Cookies
* Website activity
3. How We Use Your Information
We use collected information to:
* Provide life insurance quotes
* Contact you regarding Final Expense or Mortgage Protection products
* Submit applications to insurance carriers
* Process payments and policy documents
* Send SMS, email, or phone communications
* Maintain compliance with insurance regulations
* Improve marketing and website performance
We do not sell your personal information.
"All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services."
4. SMS, Calls & TCPA Consent
By submitting your information on our website or through a third-party lead form, you expressly consent to receive:
* Phone calls
* Text messages (SMS)
* Emails
From LegacyNowLLC, including messages sent using automated technology, prerecorded messages, or automatic dialing systems where permitted by law.
Message and data rates may apply.
Consent is not a condition of purchase.
You may opt out at any time by:
* Replying STOP to any text message
* Emailing us at [Your Email]
5. Sharing of Information
We may share your information with:
* Licensed insurance carriers for underwriting and policy issuance
* Insurance marketing organizations (IMOs) we are contracted with
* Compliance partners
* Technology service providers
* Legal or regulatory authorities if required
We do not sell, rent, or trade your personal information to unrelated third parties.
6. Multi-State Consumer Rights
Because we conduct business nationwide, certain states (including California, Virginia, Colorado, and others) provide residents with additional privacy rights, including:
* The right to access personal data
* The right to correct inaccurate information
* The right to request deletion (subject to legal exceptions)
* The right to opt out of certain data uses
To exercise any rights, contact us at:
We will verify your identity before processing such requests.
7. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect your information.
However, no online transmission is 100% secure. By submitting information electronically, you acknowledge this inherent risk.
8. Insurance Carrier Responsibility
LegacyNowLLC is not the insurance carrier.
Once information is submitted to an insurance company for underwriting, the carrier’s privacy policy will also apply.
9. Cookies & Tracking
Our website may use cookies, pixels, and tracking tools for:
* Advertising
* Retargeting
* Performance measurement
You may disable cookies through your browser settings.
10. No Government Affiliation
LegacyNowLLC is a private insurance agency and is not affiliated with:
* Any federal government agency
* HUD
* FHA
* VA
* Social Security Administration
* Medicare
11. Children’s Privacy
Our services are intended for individuals age 18 and older. We do not knowingly collect information from minors.
12. Updates to This Policy
We reserve the right to modify this Privacy Policy at any time. Updates will be posted with a revised effective date.
13. Contact Information
LegacyNowLLC
Florida, United States
3219002299